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Terms of Use

Last Updated: January 1, 2026

1. Acceptance of Terms

By accessing and using MortgageOverpay ("the Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use our website.

2. Use of the Tool

MortgageOverpay provides a free mortgage payoff calculator for personal, non-commercial use. You agree not to use automated scripts, bots, or other tools to access or scrape the Site.

3. Disclaimer

All calculator results, amortization schedules, and savings estimates are for informational purposes only. They are estimates and do not constitute professional financial, legal, or mortgage advice. Actual results may vary based on your specific mortgage terms, lender policies, and interest rate changes. Always consult with a qualified financial professional before making decisions about your mortgage.

4. Intellectual Property

All content, design, graphics, and code on this website are the intellectual property of MortgageOverpay and are protected by applicable copyright and trademark laws.

5. Limitation of Liability

MortgageOverpay is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of the Site or reliance on calculator results.

6. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated revision date. Continued use constitutes acceptance.

7. Contact Us

If you have questions about these Terms, please contact us at:

?? Email: contact@overpaycalc.com