Privacy Policy

1. Introduction

MortgageOverpay ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you visit our website and use our mortgage calculator.

2. Information We Collect

We do not collect personal data. Our mortgage calculator runs entirely in your browser. The information you enter (such as mortgage balance, interest rate, and payment amounts) is processed locally on your device and is never transmitted to or stored on our servers.

3. Cookies and Tracking

We use cookies and similar tracking technologies to enhance your browsing experience and analyze site traffic. These include essential cookies for basic functionality, analytics cookies (such as Google Analytics) to understand visitor behavior, and preference cookies to remember your settings. You can manage or disable cookies through your browser settings at any time.

4. Third-Party Advertising

We use Google AdSense to display advertisements on our website. Google AdSense and its partners may use cookies to serve personalized ads based on your browsing history and interests. You may opt out of personalized advertising by visiting Google Ads Settings.

5. How We Use Information

The limited information we collect through cookies and analytics is used to improve the functionality and performance of our calculator, understand how visitors use our website, display relevant advertisements to support our free service, and ensure the security of our website.

6. User Rights

You have the right to access information about the data we collect, request deletion of any data, opt out of personalized advertising, and disable cookies through your browser settings. California residents may have additional rights under the CCPA.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will post any changes on this page with an updated revision date. We encourage you to review this policy periodically.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

?? Email: contact@overpaycalc.com