Overpay Mortgage or Invest?

Compare the guaranteed interest savings from extra mortgage payments vs the potential returns from investing that money in the market.

🏠 Your Mortgage

Remaining Balance ($)

Interest Rate (%)

Years Remaining

Extra Monthly Amount ($)

Investment Return (%)

Capital Gains Rate (%)

🏠 Investing Winsby $45,000

Interest Saved$0

Years Shaved Off0

Payoff Date Change—

Total Benefit$0

Total Invested$0

Investment Growth$0

After Capital Gains Tax$0

Net Gain$0

Guaranteed

6.5%

Market (post-tax)

6.8%

Spread

+0.3%

Disclaimer: Investment returns are not guaranteed. Mortgage overpayment savings are guaranteed. This is not financial advice.